UNH
UnitedHealth Group·NYSE
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UNH fundamentals
UnitedHealth Group (UNH) released its earnings on Jan 27, 2026: revenue was 113.22B (YoY +12.31%), missed estimates; EPS was 2.11 (YoY -69.02%), met estimates.
Revenue / YoY
113.22B
+12.31%
EPS / YoY
2.11
-69.02%
Report date
Jan 27, 2026
UNH Earnings Call Summary for Q4,2025
- 2026 Growth Target: Adjusted EPS >$17.75 (8.6% growth), with UnitedHealthcare leading the charge.
- Medicare Risk: 1.3-1.4M MA contraction in 2026, but 50bps margin recovery via repricing.
- Optum Turnaround: OptumRx +2% growth, OptumInsight +90bps margin, OptumHealth +30bps via AI.
- AI Investment: $1.5B+ in 2026 to unlock $1B+ cost savings and customer experience gains.
- Risks: Medicaid funding shortfall, Medicare rate cuts, and commercial trend persistence.
- Long-Term Vision: 6-8% OptumHealth margins, 13-16% EPS growth, and AI-driven health system transformation.
EPS
Revenue
Revenue & Expenses
UNH has released its 2025 Q4 earnings report, with revenue of 113.22B, reflecting a YoY change of 12.31%, and net profit of 218.00M, showing a YoY change of -96.23%. The Sankey diagram below clearly presents UNH's revenue sources and cost distribution.
Key Indicators
UnitedHealth Group (UNH) key financial stats and ratios, covering profitability, financial health, and leverage.
UnitedHealth Group (UNH)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown
UnitedHealth Group (UNH)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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UnitedHealth Group (UNH)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does UnitedHealth Group (UNH) generate its revenue? Explore its key revenue streams and top earning regions.
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Track UnitedHealth Group (UNH) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What were the key takeaways from UnitedHealth Group's earnings call?What factors drove the changes in UnitedHealth Group's revenue and profit?What is the revenue and EPS growth rate for UnitedHealth Group year over year?Did UnitedHealth Group beat or miss consensus estimates last quarter?What does UnitedHealth Group do and what are its main business segments?What were the key takeaways from UnitedHealth Group’s earnings call?What is UnitedHealth Group's gross profit margin?What is UnitedHealth Group's latest dividend and current dividend yield?
