MA
Mastercard·NYSE
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MA fundamentals
Mastercard (MA) released its earnings on Jan 29, 2026: revenue was 8.81B (YoY +17.59%), beat estimates; EPS was 4.76 (YoY +24.61%), beat estimates.
Revenue / YoY
8.81B
+17.59%
EPS / YoY
4.76
+24.61%
Report date
Jan 29, 2026
MA Earnings Call Summary for Q4,2025
- Revenue Growth: Q4 2025 net revenue up 15%, VASS +22% YoY, driven by strategic wins and digital innovations.
- Strategic Investments: $200M restructuring charge to pivot to high-growth areas like AI and agentic commerce.
- Cross-Border Momentum: 14% Q4 cross-border volume growth, supported by travel and digital payment adoption.
- VASS Expansion: 21% FY2025 growth, 60% tied to payment network, with new solutions like Mastercard Credit Intelligence.
- Regulatory Focus: Opposed to CCCA, advocating for consumer choice while engaging on affordability without rate caps.
- Geopolitical Resilience: Global diversification and local investments (e.g., European data centers) mitigate risks.
EPS
Revenue
Revenue & Expenses
MA has released its 2025 Q4 earnings report, with revenue of 8.81B, reflecting a YoY change of 17.59%, and net profit of 4.06B, showing a YoY change of 21.48%. The Sankey diagram below clearly presents MA's revenue sources and cost distribution.
Key Indicators
Mastercard (MA) key financial stats and ratios, covering profitability, financial health, and leverage.
Mastercard (MA)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Mastercard (MA)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Mastercard (MA)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Breakdown
Where does Mastercard (MA) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Mastercard (MA) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
Did Mastercard beat or miss consensus estimates last quarter?What does Mastercard do and what are its main business segments?What were the key takeaways from Mastercard's earnings call?What is the market's earnings forecast for Mastercard next quarter?What is the revenue and EPS growth rate for Mastercard year over year?What guidance did Mastercard's management provide for the next earnings period?What factors drove the changes in Mastercard's revenue and profit?What is Mastercard's gross profit margin?
