BAC
Bank Of America·NYSE
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BAC fundamentals
Bank Of America (BAC) released its earnings on Jan 14, 2026: revenue was 28.37B (YoY +11.93%), beat estimates; EPS was 0.98 (YoY +19.51%), beat estimates.
Revenue / YoY
28.37B
+11.93%
EPS / YoY
0.98
+19.51%
Report date
Jan 14, 2026
BAC Earnings Call Summary for Q4,2025
- Record Q4 Results: Net income up 12% to $7.6 billion, EPS of $0.98 (18% YoY), and 7% revenue growth driven by 10% NII increase.
- 2025 Growth Milestones: 7% revenue growth, 250 bps operating leverage, and 128 bps ROTE improvement. Loans +8%, deposits +3%, outpacing industry.
- 2026 Outlook: 5-7% NII growth, 200-300 bps operating leverage, and AI-driven efficiency gains. Consumer deposits targeting mid-single-digit growth.
- Risk Management: Net charge-offs at 44 bps (down 10 bps YoY), stable credit quality, and stress tests prepared for extreme scenarios.
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Revenue
Revenue & Expenses
Key Indicators
Bank Of America (BAC) key financial stats and ratios, covering profitability, financial health, and leverage.
Bank Of America (BAC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Bank Of America (BAC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Bank Of America (BAC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Bank Of America (BAC) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Bank Of America (BAC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What factors drove the changes in Bank Of America's revenue and profit?What does Bank Of America do and what are its main business segments?What is the revenue and EPS growth rate for Bank Of America year over year?What were the key takeaways from Bank Of America’s earnings call?What is Bank Of America's latest dividend and current dividend yield?Did Bank Of America beat or miss consensus estimates last quarter?What is the market's earnings forecast for Bank Of America next quarter?What is Bank Of America's gross profit margin?
