WAFD
WaFd·NASDAQ
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WAFD fundamentals
WaFd (WAFD) released its earnings on Jan 16, 2026: revenue was 191.37M (YoY +11.82%), missed estimates; EPS was 0.79 (YoY +46.30%), beat estimates.
Revenue / YoY
191.37M
+11.82%
EPS / YoY
0.79
+46.30%
Report date
Jan 16, 2026
WAFD Earnings Call Summary for Q1,2026
- Revenue Growth: 13% YoY increase in net income to $60.5M, driven by strategic shift to small business banking.
- Margin Improvement: Targeting 3% NIM within 2 years via deposit mix shift and rate cuts; Q1 2026 NIM 2.7% (spot 2.77%).
- Loan Portfolio Expansion: Active loan pipeline up 28% to $3.2B, C&I loans +97% in 12 months.
- Credit Quality: NPAs at 0.75% (up from 0.54%), but well-capitalized with 1.05% ACL coverage.
- Share Buybacks: Aggressive repurchases at $29.75 avg price, 6.3M shares remaining authorization.
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Key Indicators
WaFd (WAFD) key financial stats and ratios, covering profitability, financial health, and leverage.
WaFd (WAFD)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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WaFd (WAFD)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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WaFd (WAFD)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does WaFd (WAFD) generate its revenue? Explore its key revenue streams and top earning regions.
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Track WaFd (WAFD) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is WaFd's gross profit margin?Did WaFd beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for WaFd year over year?What does WaFd do and what are its main business segments?What is WaFd's latest dividend and current dividend yield?What is the market's earnings forecast for WaFd next quarter?What factors drove the changes in WaFd's revenue and profit?What guidance did WaFd's management provide for the next earnings period?
