FCNCA
First Citizens Bancshares·NASDAQ
--
--(--)
--
--(--)
FCNCA fundamentals
First Citizens Bancshares (FCNCA) released its earnings on Jan 23, 2026: revenue was 2.44B (YoY +9.66%), beat estimates; EPS was 51.27 (YoY +13.68%), beat estimates.
Revenue / YoY
2.44B
+9.66%
EPS / YoY
51.27
+13.68%
Report date
Jan 23, 2026
FCNCA Earnings Call Summary for Q4,2025
- Strong Financial Performance: Q4 EPS of $51.27, up 13% YoY, driven by loan growth and cost control.
- Balance Sheet Momentum: Loans +2.2% QoQ, deposits -1% due to off-balance sheet shifts.
- Capital Return: $900M share buybacks, 18.3% of Class A shares repurchased since July 2024.
- Tech Investment Peak: 2026 tech spend to peak, with 1/3 of apps simplified and 7/8 data centers closed.
- PMN Repayment: $500-1B/month repayments, targeting $9B annualized; cash/Ash ratio ~10%.
- 2026 Outlook: Loans $153-157B, deposits $181-186B, NII $6.5-6.9B, efficiency ratio ~60%.
EPS
Revenue
Revenue & Expenses
Key Indicators
First Citizens Bancshares (FCNCA) key financial stats and ratios, covering profitability, financial health, and leverage.
First Citizens Bancshares (FCNCA)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
First Citizens Bancshares (FCNCA)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
First Citizens Bancshares (FCNCA)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Where does First Citizens Bancshares (FCNCA) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Track First Citizens Bancshares (FCNCA) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What is the revenue and EPS growth rate for First Citizens Bancshares year over year?What is First Citizens Bancshares's latest dividend and current dividend yield?Did First Citizens Bancshares beat or miss consensus estimates last quarter?What were the key takeaways from First Citizens Bancshares's earnings call?What does First Citizens Bancshares do and what are its main business segments?What guidance did First Citizens Bancshares's management provide for the next earnings period?What is the market's earnings forecast for First Citizens Bancshares next quarter?What were the key takeaways from First Citizens Bancshares’s earnings call?
