nCino's Q4 Showdown: Wall Street's Top Analysts Weigh In!

Ladies and gentlemen, buckle up! We're diving headfirst into the world of nCino, Inc. (NCNO), as the company gears up to release its fourth-quarter financial results after the closing bell on Tuesday, April 1, 2025. This is a make-or-break moment for nCino, and Wall Street's most accurate analysts are already weighing in with their forecasts. Let's break it down!

First things first, let's talk earnings. Analysts are expecting nCino to report quarterly earnings at 19 cents per share, down from 21 cents per share in the year-ago period. But here's the kicker: nCino's non-GAAP net income attributable to nCino per diluted share for the third quarter of fiscal 2025 was $0.21. That's right, folks! nCino is already beating analyst expectations, and we haven't even seen the Q4 numbers yet!

Now, let's talk revenue. Analysts are projecting quarterly revenue of $140.81 million, compared to $123.69 million a year earlier. nCino's total revenues for the third quarter of fiscal 2025 were $138.8 million, a 14% increase from $121.9 million in the third quarter of fiscal 2024. This is a company on the move, folks! nCino is not just meeting expectations; it's blowing them out of the water!

But what about the analysts themselves? Let's take a look at what Wall Street's most accurate analysts have to say about nCino.

Raymond James analyst Alexander Sklar maintained an Outperform rating and cut the price target from $44 to $42 on March 25, 2025. This analyst has an accuracy rate of 70%, so you know they're not messing around.

Stephens & Co. analyst Charles Nabhan reiterated an Equal-Weight rating with a price target of $38 on March 20, 2025. This analyst has an accuracy rate of 60%, so they're not too shabby either.

Barclays analyst Saket Kalia upgraded the stock from Equal-Weight to Overweight with a price target of $44 on Jan. 6, 2025. This analyst has an accuracy rate of 76%, so they're definitely worth listening to.

Morgan Stanley analyst James Faucette maintained an Equal-Weight rating and cut the price target from $41 to $39 on Dec. 6, 2024. This analyst has an accuracy rate of 69%, so they're not to be ignored.

Needham analyst Mayank Tandon maintained a Buy rating and boosted the price target from $40 to $45 on Dec. 5, 2024. This analyst has an accuracy rate of 67%, so they're definitely bullish on nCino.

Now, let's talk about what's driving nCino's growth. The company has been making some serious strategic moves, including the acquisition of Sandbox Banking and FullCircl. These acquisitions are expected to enhance nCino's capabilities in digital transformation and onboarding, which is crucial for staying competitive in the rapidly evolving financial services landscape.

But that's not all, folks! nCino has also been expanding its partnerships with top financial institutions, including a top IMB, Desjardins Group, a top UK non-bank lender, and a $4 billion bank in Texas. These partnerships are strategic as they allow nCino to tap into new markets and revenue streams.

So, what's the bottom line? nCino is a company on the move, and Wall Street's most accurate analysts are taking notice. With strong revenue growth, strategic acquisitions, and partnerships, nCino is poised for continued success. But don't just take my word for it, folks! Do your own research and make an informed decision. This is a no-brainer, folks! nCino is a company you want to own!